656 E Broadway, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 656 E Broadway, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1982
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2014)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460-2-28B`

Property Details

APN / Parcel Number

Primary APN	`460-2-28B`
Alternative APN	`HAVE M:0460 B:00002 L:28B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
Gross Area	3,053 sqft
Basement Area	936 sqft
Unfinished Basement	374 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	460-2-28B
Street Address	656 E BROADWAY
City	HAVERHILL
State	MA
Zip	01830-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	28B
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2011
Census Tract	260302

Owner

Source: Essex County and Haverhill City records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 E BROADWAY, HAVERHILL, MA 01830-2404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 5, 2018	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Deed Book / Page	33402 / 258
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Recording Date	Sep 24, 2026
Property Address	656 E BROADWAY, HAVERHILL, MA 01830-2404
Document Number	0000001560
Book / Page	43647 / 69
Instrument Date	Sep 19, 2026
Instrument	20261560
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E BROADWAY, HAVERHILL, MA 01830-2404

Mortgage

Document Number	0000001560,
Date	Sep 24, 2026
Book Page	43647/69
Instrument	20261560

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	656 E BROADWAY, HAVERHILL, MA 01830-2404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040130-345
Date	Jul 30, 2021
Book Page	40130/345
Instrument	20210730002850

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	656 E BROADWAY, HAVERHILL, MA 01830-2404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039400-148
Date	Jan 11, 2021
Book Page	39400/148
Instrument	20210111007790

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	656 E BROADWAY, HAVERHILL, MA 01830-2404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36990-181
Date	Sep 5, 2018
Book Page	36990/181
Instrument	180905000030

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,152.00 (+7.85%)	$574,400 (+7.14%) Land $231,900 Building $342,500	$631,370
2024	$5,704.00 (+2.19%)	$536,100 (+7.09%) Land $218,600 Building $317,500
2023	$5,582.00	$500,600 Land $218,600 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	148 units insured incl. 106 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 13 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Broadway

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