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645 E Broadway, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 645 E Broadway, Haverhill, MA 01830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,101 sqft · built 1975
Lot Size0.999 acres (43,499 sqft)
Owner2 Company Names on Record
Tax Bill$5,516 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN460-3-14

Property Details

APN / Parcel Number

Primary APN460-3-14
Alternative APN
  • HAVE M:0460 B:00003 L:14

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,101 sqft Living Area
Gross Area3,418 sqft
Basement Area748 sqft
Unfinished Basement748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,499 sqft (0.999 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number460-3-14
Street Address645 E BROADWAY
CityHAVERHILL
StateMA
Zip01830-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number14
JurisdictionHAVERHILL MA
Township / Civil DivisionHAVERHILL
Census Block Group2
Census Block2025
Census Tract260302

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address645 E BROADWAY, HAVERHILL, MA 01830-2420
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
READING COOPERATIVE BANK
Mar 2, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAVERHILL MA
Property Address645 E BROADWAY, HAVERHILL, MA 01830-2420
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041832-84
DateOct 30, 2023
Book Page41832/84
Instrument20231030000590
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueNov 1, 2043

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateMar 2, 2018
Property Address645 E BROADWAY, HAVERHILL, MA 01830-2420
Document Number36564-359
Book / Page036564 / 000359
Instrument DateFeb 5, 2018
Instrument1803020540
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address645 E BROADWAY HAVERHILL MA 018302420, HAVERHILL, MA 01830-2420

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,516.00 (+9.42%)$515,000 (+8.7%) Land $201,200 Building $313,800$617,500
2024$5,041.00 (+2.09%)$473,800 (+6.98%) Land $189,700 Building $284,100
2023$4,938.00$442,900 Land $189,700 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies148 units insured
incl. 106 condo units
Nearby Flood Claims24 (1979–2024)
Claims Outside the SFHA3 of 24
Most Recent ClaimJul 2024 · other causes
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Severe Storms And Flooding, May 2006 · 13 claims
  • Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVERHILL WATER DEPT
serves 61,277 people · EPA ID MA3128000
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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