643 E Broadway, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 643 E Broadway, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,616 sqft · built 1990
Lot Size	1.13 acres (49,223 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (May 2015)
Tax Bill	$8,104 (2025)
Deeds & Mortgages	Oct 2021 Refinance Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`460-3-15`

Property Details

APN / Parcel Number

Primary APN	`460-3-15`
Alternative APN	`HAVE M:0460 B:00003 L:15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	7,168 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	460-3-15
Street Address	643 E BROADWAY
City	HAVERHILL
State	MA
Zip	01830-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	15
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2025
Census Tract	260302

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 11, 2026	Deed of Trust, Mortgage EAST CAMBRIDGE SAVINGS BANK
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015 · Amount on Record
Deed Sale	May 11, 2015 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Book / Page	34045 / 321
Last Transfer Date	May 21, 2020
Transfer Doc	38572-15
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040413-324
Date	Oct 26, 2021
Book Page	40413/324
Instrument	20211026005420

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043265-504
Date	Mar 11, 2026
Book Page	43265/504
Instrument	1010

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40413-324
Date	Oct 26, 2021
Book Page	40413/324
Instrument	20211026005420

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37727-322
Date	Aug 5, 2019
Book Page	37727/322
Instrument	20190805001400

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jun 1, 2020
Property Address	643 E BROADWAY, HAVERHILL, MA 01830-2420
Document Number	38572-15
Book / Page	038572 / 000015
Instrument Date	May 21, 2020
Instrument	1007750
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	643 E BROADWAY HAVERHILL MA 018302420, HAVERHILL, MA 01830-2420

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,104.00 (+8%)	$756,700 (+7.29%) Land $229,800 Building $526,900	$749,170
2024	$7,504.00 (+3.65%)	$705,300 (+8.62%) Land $216,600 Building $488,700
2023	$7,240.00	$649,300 Land $216,600 Building $432,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	148 units insured incl. 106 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 13 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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