656 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 656 E 2nd St, Waconia, MN 55387 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 1998
Square Footage	1,197 sqft Finished Area
Lot Size	10,542 sqft (0.242 acres)
Occupancy	Owner Occupied
Last Sale	$411,500 (2022)
Tax Bill	$5,330.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`75-4640010`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Building Area	1,197 sqft Finished Area
Gross Area	2,569 sqft Gross Area
1st Floor	1,197 sqft 1st Floor
Basement Area	400 sqft Basement
Finished Basement	400 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Split Level Style
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,542 sqft (0.242 acres)
Parking Spaces	2 Parking Spaces
Garage Area	492 sqft Garage

Exterior Amenities

Deck Area	250 sqft Deck
Patio Area	420 sqft Patio
Porch	1 Porch
Porch Area	60 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	656 E 2ND ST
City	WACONIA
State	MN
Zip	55387-1607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 SUMMERFIELD LOT 001 BLOCK 001
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	SUMMERFIELD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARVER MN
Minor Civil Division	WACONIA
Census Blockgroup	2
Census Block	2009
Census Tract	90303

Owner

Source: Carver County records · APN 75-4640010

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	656 E 2ND ST, WACONIA, MN 55387-1607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 27, 2022	Intrafamily Transfer, Transfer TRADEMARK TITLE SERVICES INC
Oct 29, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Doc Number	2022224771
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	000T224770
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jun 27, 2022
Property Address	656 E 2ND ST, WACONIA, MN 55387-1607
Document Number	000T224771
Instrument Date	Jun 15, 2022
Instrument	T224771
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,357.95
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	656 E 2ND ST, WACONIA, MN 55387-1607

Mortgage

Document Number	000T224772
Date	Jun 27, 2022
Instrument	T224772

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	Other
Max Rate	8.99%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Jun 27, 2022
Property Address	656 E 2ND ST, WACONIA, MN 55387-1607
Document Number	000T224770
Instrument Date	Feb 22, 2022
Instrument	T224770
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E 2ND ST, WACONIA, MN 55387-1607

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 29, 2020
Property Address	656 E 2ND ST, WACONIA, MN 55387-1607
Document Number	0000216214
Instrument Date	Oct 19, 2020
Instrument	216214
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E 2ND ST WACONIA MN 553871607, WACONIA, MN 55387-1607

Mortgage

Document Number	216215
Date	Oct 29, 2020
Instrument	216215

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,330.00 (+12.31%) Homeowner's exemption	$438,700 (+4.3%) Land $137,500 Building $301,200	$438,700 (+4.3%) Land $137,500 Building $301,200
2025		$420,600 (+5.52%) Land $110,000 Building $310,600	$420,600 (+5.52%) Land $110,000 Building $310,600
2024	$4,746.00 (+0.17%) Homeowner's exemption	$398,600 (+2.02%) Land $88,000 Building $310,600	$398,600 (+2.02%) Land $88,000 Building $310,600
2023	$4,738.00 Homeowner's exemption	$390,700 Land $88,000 Building $302,700	$390,700 Land $88,000 Building $302,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

656 E 2nd St, Waconia, MN 55387 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 2nd St

Nearby Streets

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