624 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 624 E 2nd St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,326 sqft · built 1992
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Aug 2020)
Tax Bill	$5,632 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-4640050`

Property Details

APN / Parcel Number

Primary APN	`75-4640050`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,326 sqft Finished Area
Gross Area	3,660 sqft
1st Floor Area	1,326 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Unfinished Basement	1,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Garage Area	788 sqft
Porch	Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	624 E 2ND ST
City	WACONIA
State	MN
Zip	55387-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 SUMMERFIELD LOT 005 BLOCK 001
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	SUMMERFIELD
Legal Block	1
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2009
Census Tract	90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	624 E 2ND ST, WACONIA, MN 55387-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	2020214829
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Aug 6, 2020
Property Address	624 E 2ND ST, WACONIA, MN 55387-1607
Document Number	0000214829
Instrument Date	Jul 27, 2020
Instrument	214829
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,082.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 E 2ND ST WACONIA MN 553871607, WACONIA, MN 55387-1607

Mortgage

Document Number	214830
Date	Aug 6, 2020
Instrument	214830

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,632.00 (+12.1%) Homeowner's exemption	$462,400 (+4.5%) Land $137,500 Building $324,900	$462,400 (+4.5%) Land $137,500 Building $324,900
2025		$442,500 (+5.23%) Land $110,000 Building $332,500	$442,500 (+5.23%) Land $110,000 Building $332,500
2024	$5,024.00 (-1.57%) Homeowner's exemption	$420,500 (+2.04%) Land $88,000 Building $332,500	$420,500 (+2.04%) Land $88,000 Building $332,500
2023	$5,104.00 Homeowner's exemption	$412,100 Land $88,000 Building $324,100	$412,100 Land $88,000 Building $324,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Xtratyme Technologies.

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