632 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 632 E 2nd St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,720 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,402 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-4640040`

Property Details

APN / Parcel Number

Primary APN	`75-4640040`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Stories	1 Story
Building Area	1,720 sqft Finished Area
Gross Area	4,318 sqft
1st Floor Area	1,720 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	192 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	632 E 2ND ST
City	WACONIA
State	MN
Zip	55387-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 SUMMERFIELD LOT 004 BLOCK 001
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	SUMMERFIELD
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2009
Census Tract	90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 E 2ND ST, WACONIA, MN 55387-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	632 E 2ND ST, WACONIA, MN 55387-1607
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T221160
Date	Sep 3, 2021
Instrument	T221160

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,402.00 (+12.55%) Homeowner's exemption	$530,300 (+6.36%) Land $137,500 Building $392,800	$530,300 (+6.36%) Land $137,500 Building $392,800
2025		$498,600 (+4.62%) Land $110,000 Building $388,600	$498,600 (+4.62%) Land $110,000 Building $388,600
2024	$5,688.00 (+0.74%) Homeowner's exemption	$476,600 (+2.12%) Land $88,000 Building $388,600	$476,600 (+2.12%) Land $88,000 Building $388,600
2023	$5,646.00 Homeowner's exemption	$466,700 Land $88,000 Building $378,700	$466,700 Land $88,000 Building $378,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Xtratyme Technologies.

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