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656 Beach St, Encinitas, CA 92024 Property Records

San Diego County property record for 656 Beach St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,493 sqft Living Area
Lot Size5,277 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$875,000 (2018)
Tax Bill$11,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN258-401-23-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,493 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area5,277 sqft (0.121 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address656 BEACH ST
CityENCINITAS
StateCA
Zip92024-3799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 014751
Legal SubdivisionENCINITAS ESTATES
Legal Tract014751
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1004
Census Tract17502

Owner

Source: San Diego County records · APN 258-401-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address656 BEACH ST, ENCINITAS, CA 92024-3799
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 10, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
CALCON MUTUAL MORTGAGE LLC
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC
Aug 29, 2018Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleJul 26, 2006 · Amount on Record
Deed Doc Number2018357162
Prior Transfer DateOct 19, 2015
Prior Transfer Doc0000609832
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address656 BEACH ST, ENCINITAS, CA 92024-3799
Transaction TypeMortgage
Record UpdatedAug 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000531776
DateJul 26, 2021
Instrument2021-0531776
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address656 BEACH ST, ENCINITAS, CA 92024-3799
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000078259
DateFeb 02, 2021
Instrument2021-0078259
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address656 BEACH ST, ENCINITAS, CA 92024-3799
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000529717
DateSep 10, 2020
Instrument2020-0529717
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address656 BEACH ST, ENCINITAS, CA 92024-3799
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000529716
DateSep 10, 2020
Instrument2020-0529716
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 29, 2018
Property Address656 BEACH ST, ENCINITAS, CA 92024-3799
Document Number0000357162
Instrument DateJul 30, 2018
Instrument357162
Transaction TypeTransfer
Record UpdatedSep 06, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$962.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BEACH ST ENCINITAS CA 920243799, ENCINITAS, CA 92024-3799

Mortgage

Document Number357163
DateAug 29, 2018
Instrument357163
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeAdjustable Rate
Rate5.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$995,592 (+2%) Land $653,359 Building $342,233
2025$11,776.00 (+6.39%)$976,072 (+4.04%) Land $640,549 Building $335,523
2023$11,069.00 (+3.76%)$938,173 Land $615,677 Building $322,496
2022$10,668.00

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