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640 Beach St, Encinitas, CA 92024 Property Records

San Diego County property record for 640 Beach St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,720 sqft Living Area
Lot Size2,890 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$532,527 (2005)
Tax Bill$9,394.00 (2025)

Property Details

APN / Parcel Number

Primary APN258-401-25-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,720 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area2,890 sqft (0.66 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address640 BEACH ST
CityENCINITAS
StateCA
Zip92024-3799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TR 014751
Legal SubdivisionENCINITAS ESTATES
Legal Tract014751
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1004
Census Tract17502

Owner

Source: San Diego County records · APN 258-401-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address640 BEACH ST, ENCINITAS, CA 92024-3799
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Mar 09, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 09, 2021Intrafamily Transfer, Transfer
AMROCK INC
Nov 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 26, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2005 · Amount on Record
Deed SaleJan 27, 2005 · Amount on Record
Deed Doc Number200572014
Last Transfer DateOct 31, 2014
Transfer Doc0000490995
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address640 BEACH ST, ENCINITAS, CA 92024-3799
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000859835
DateDec 22, 2021
Instrument2021-0859835
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 21, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 09, 2021
Property Address640 BEACH ST, ENCINITAS, CA 92024-3799
Document Number0000180960
Map ReferenceMAP 147851
Instrument DateJan 02, 2021
Instrument2021-0180960
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000180961
DateMar 09, 2021
Instrument2021-0180961
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 09, 2021
Property Address640 BEACH ST, ENCINITAS, CA 92024-3799
Document Number0000180962
Map ReferenceMAP 14751
Instrument DateJan 02, 2021
Instrument2021-0180962
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address640 BEACH ST, ENCINITAS, CA 92024-3799

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2019
Property Address640 BEACH ST, ENCINITAS, CA 92024-3799
Document Number0000552906
Instrument DateNov 19, 2019
Instrument552906
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address640 BEACH ST ENCINITAS CA 920243799, ENCINITAS, CA 92024-3799

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 26, 2019
Property Address640 BEACH ST, ENCINITAS, CA 92024-3799
Document Number0000551966
Map ReferenceMAP 14751
Instrument DateSep 19, 2019
Instrument2019-0551966
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 BEACH ST, ENCINITAS, CA 92024-3799

Mortgage

Document Number0000551967
DateNov 26, 2019
Instrument2019-0551967
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$756,511 (+2%) Land $378,188 Building $378,323
2025$9,394.00 (+4.34%) Homeowner's exemption$741,678 (+4.04%) Land $370,773 Building $370,905
2024$9,003.00 (+2.82%)
2023$8,756.00 (+0.77%) Homeowner's exemption$712,879 Land $356,376 Building $356,503
2022$8,689.00

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