San Diego County property record for 648 Beach St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,883 sqft Living Area |
| Lot Size | 2,538 sqft (0.58 acres) |
| Last Sale | $1,620,000 (2023) |
| Tax Bill | $19,112.00 (2025) |
| Primary APN | 258-401-24-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,883 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 2,538 sqft (0.58 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 648 BEACH ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3799 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TR 014751 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014751 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 17502 |
Source: San Diego County records · APN 258-401-24-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 12TH ST, DEL MAR, CA 92014-2314 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 13, 2023 | Grant Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | May 02, 2012 · Amount on Record |
| Deed Doc Number | 2023315261 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 648 BEACH ST, ENCINITAS, CA 92024-3799 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 648 BEACH ST, ENCINITAS, CA 92024-3799 |
| Document Number | 0000268474 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025-0268474 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2023 |
| Property Address | 648 BEACH ST, ENCINITAS, CA 92024-3799 |
| Document Number | 0000315261 |
| Map Reference | MAP 14751 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023-0315261 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 119 12TH ST, DEL MAR, CA 92014-2314 |
| Document Number | 0000315262 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-0315262 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,685,448 (+2%) Land $1,352,520 Building $332,928 | |
| 2025 | $19,112.00 (+125.14%) | $1,652,400 (+140.13%) Land $1,326,000 Building $326,400 |
| 2023 | $8,489.00 (+2.76%) Homeowner's exemption | $688,141 Land $404,048 Building $284,093 |
| 2022 | $8,261.00 |
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