6557 Talbot Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6557 Talbot Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$186,500 (Jun 2022)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0088-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0088-0080`
Alternative APNs	`00223216` `223216`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	304 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00223216
Street Address	6557 TALBOT CIR
City	SPRING HILL
State	FL
Zip	34606-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 88 LOT 8 ORB 515 PG 878
Legal Range	17E
Legal Township	23S
Legal Section	28
Legal Subdivision	SPRING HILL UN 2
Legal Block	88
Legal Lot Number	8
Legal Unit	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1030
Census Tract	41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6557 TALBOT CIR, SPRING HILL, FL 34606-4951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 30, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 21, 2017	Grant Deed, Transfer NEW HOUSE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Apr 30, 2021
Deed Document Number	2022043201
Deed Book / Page	4179 / 362
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 2, 2022
Property Address	6557 TALBOT CIR, SPRING HILL, FL 34606-4951
Document Number	0041790362
Book / Page	4179 / 362
Map Reference	MB 7 PG 65-79
Instrument Date	Jun 1, 2022
Instrument	2022043201
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7539 SPRING HILL DR, SPRING HILL, FL 34606-4350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6557 TALBOT CIR, SPRING HILL, FL 34606-4951

Mortgage

Document Number	0004179364
Date	Jun 2, 2022
Instrument	4179/364

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2021
Property Address	6557 TALBOT CIR, SPRING HILL, FL 34606-4951
Document Number	0039901005
Book / Page	3990 / 1005
Map Reference	MB 7 PG 65-79
Instrument Date	Sep 25, 2019
Instrument	2021031482
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20112 LACE CASCADE RD, LAND O LAKES, FL 34637-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7539 SPRING HILL DR, SPRING HILL, FL 34606-4350

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 21, 2017
Property Address	6557 TALBOT CIR, SPRING HILL, FL 34606-4951
Document Number	0034410173
Book / Page	003441 / 000173
Instrument Date	Feb 14, 2017
Instrument	9642
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	NEW HOUSE TITLE LLC

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6557 TALBOT CIR SPRING HILL FL 346064951, SPRING HILL, FL 34606-4951

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (-6.1%)	$125,050 (-0.14%) Land $27,375 Building $97,675	$125,050 (-0.14%) Land $27,375 Building $97,675
2023		$125,223 (+38.29%) Land $31,793 Building $93,430
2022	$1,901.00	$90,550 Land $19,800 Building $70,750	$125,223 Land $30,000 Building $95,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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