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6539 Talbot Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6539 Talbot Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 851 sqft · built 1967
Lot Size0.261 acres (11,363 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Mar 2024)
Tax Bill$1,810 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APNR32-323-17-5020-0088-0100

Property Details

APN / Parcel Number

Primary APNR32-323-17-5020-0088-0100
Alternative APNs
  • 00223234
  • 223234

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area851 sqft Living Area
Gross Area1,041 sqft
1st Floor Area851 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,363 sqft (0.261 acres)
Lot Dimensions115 ft deep x 100 ft wide
PorchScreened Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00223234
Street Address6539 TALBOT CIR
CitySPRING HILL
StateFL
Zip34606-4951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 2 BLK 88 LOT 10 ORB 623 PG 257
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 2
Legal Block88
Legal Lot Number10
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1030
Census Tract41401

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6539 TALBOT CIRDE, SPRING HILL, FL 34606
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Warranty Deed, Transfer · Conventional Mortgage
ACHIEVA CU
Oct 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Prior SaleOct 9, 2017 · Amount on Record
Deed Document Number202413651
Deed Book / Page4398 / 1467
Prior Transfer DateSep 10, 2015
Prior Transfer Doc0033080009
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 5, 2024
Property Address6539 TALBOT CIR, SPRING HILL, FL 34606-4951
Document Number0043981467
Book / Page4398 / 1467
Map ReferenceMB 7 PG 65
Instrument DateFeb 7, 2024
Instrument2024013651
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,379.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19141 STONE OAK PKWY # 10493, 10493, SAN ANTONIO, TX 78258-3366

Transferred To (Grantee/Buyer)

NameVerified Name
Address6539 TALBOT CIR, SPRING HILL, FL 34606-4951

Mortgage

Document Number0043981471
DateMar 5, 2024
Instrument4398/1471
Lender
NameACHIEVA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 9, 2017
Property Address6539 TALBOT CIR, SPRING HILL, FL 34606-4951
Document Number0035140818
Book / Page003514 / 000818
Instrument DateOct 4, 2017
Instrument57135
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19141 STONE OAK PKWY #104-93 SAN ANTONIO TX 782583366, 104-93, SAN ANTONIO, TX 78258-3366

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (+32.12%)$117,811 (+65.02%) Land $39,771 Building $78,040$117,811 (+1.15%) Land $39,771 Building $78,040
2023$71,394 Land $71,394
2022$1,370.00$116,477 Land $43,634 Building $72,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1998–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T, Verizon.

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