Hernando County property record for 6504 Talbot Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,241 sqft · built 1972 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,000 (May 2024) |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5020-0069-0180 |
| Primary APN | R32-323-17-5020-0069-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,241 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 235 ft deep x 67 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 600 sqft |
| Deck Area | 210 sqft |
| Patio Area | 562 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00218829 |
|---|---|
| Street Address | 6504 TALBOT CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 2 BLK 69 LOT 18 ORB 302 PG 301 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 28 |
| Legal Subdivision | SPRING HILL UN 2 |
| Legal Block | 69 |
| Legal Lot Number | 18 |
| Legal Unit | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6504 TALBOT CIR, SPRING HILL, FL 34606-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jan 29, 2024 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Document Number | 2024026791 |
| Deed Book / Page | 4420 / 699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6504 TALBOT CIR, SPRING HILL, FL 34606-4836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6504 TALBOT CIR, SPRING HILL, FL 34606-4836 |
| Document Number | 0046341967 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 4634/1967 |
| Instrument | 2025079412 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 29, 2024 |
| Property Address | 6504 TALBOT CIR, SPRING HILL, FL 34606-4836 |
| Document Number | 0043861470 |
| Book / Page | 4386 / 1470 |
| Map Reference | MB 7 PG 65-79 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024005621 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,681.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6504 TALBOT CIR, SPRING HILL, FL 34606-4836 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094 |
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,776.00 (+454.09%) Additional exemption filed | $243,906 (+252.33%) Land $77,555 Building $166,351 | $243,906 (+7.37%) Land $77,555 Building $166,351 |
| 2023 | $69,226 (+3%) Land $69,226 | ||
| 2022 | $501.00 Homeowner's exemption | $67,210 | $227,168 Land $84,992 Building $142,176 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Verizon.
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