Deschutes County property record for 65549 78th St, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,682 sqft · built 2003 |
| Lot Size | 2.34 acres (102,366 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (Jul 2020) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161222 A0 02500 |
| Primary APN | 161222 A0 02500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,682 sqft Living Area |
| 1st Floor Area | 1,989 sqft |
| 2nd Floor Area | 693 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Lot Area | 102,366 sqft (2.34 acres) |
| Garage Type | Mixed |
| Garage Area | 611 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Account Number | 132698 |
|---|---|
| Old Parcel Number | R2007161222A002500 |
| Street Address | 65549 78TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 BLK:23 SUBD:SECOND ADDITION TO WHISPERING PINES ESTA SEC/TWN/RNG/MER:SEC 22 TWN 16 RNG 12 MAP REF:161222-A0 |
| Legal Range | 12E |
| Legal Township | 16S |
| Legal Section | 22 |
| Legal Quarter | NE |
| Legal Subdivision | SECOND ADDITION TO WHISPERING PINES ESTA |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | REDMOND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1002 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Document Number | 2020-31999 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000004711 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024-04711 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | BEND, OR 97701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 22, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000032001 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020-32001 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 6, 2020 |
| Property Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000031999 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020-31999 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65549 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000032000 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020-32000 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,440.00 (+4.58%) | $346,830 (+3%) | $1,174,260 (-6.64%) Land $417,750 Building $756,510 |
| 2024 | $5,202.00 (+5.8%) | $336,730 (+3%) | $1,257,770 (-) Land $388,210 Building $869,560 |
| 2023 | $4,917.00 | $326,930 | $1,257,770 Land $388,210 Building $869,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 67% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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