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65520 78th St, Bend, OR 97703 Property Records

Deschutes County property record for 65520 78th St, Bend, OR 97703

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 1998
Lot Size2.84 acres (124,146 sqft)
Owner2 Owner Names on Record
Last Sale$315,000 (May 2006)
Tax Bill$2,860 (2025)
Deeds & MortgagesJun 2021 Reverse Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161222 A0 00700

Property Details

APN / Parcel Number

Primary APN161222 A0 00700
Alternative APNs
  • R2007161222A000700
  • 132677

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 1998
Architectural StyleMobile/Manufactured
Lot Area124,146 sqft (2.84 acres)
Garage TypeMixed
Garage Area400 sqft
Deck Area144 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number132677
Old Parcel NumberR2007161222A000700
Street Address65520 78TH ST
CityBEND
StateOR
Zip97703-8454
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT:8 BLK:25 SUBD:SECOND ADDITION TO WHISPERING PINES ESTA SEC/TWN/RNG/MER:SEC 22 TWN 16 RNG 12 MAP REF:161222-A0
Legal Range12E
Legal Township16S
Legal Section22
Legal QuarterNE
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block25
Legal Lot Number8
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2024
Census Tract1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address65520 78TH ST, BEND, OR 97703-8454
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Jul 24, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Jul 24, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2006 · Amount on Record
Deed SaleMay 4, 2006 · Amount on Record
Deed Document Number2006-30870
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65520 78TH ST, BEND, OR 97703-8454
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033475
DateJun 2, 2021
Instrument2021-33475
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term931 Months
DueJan 28, 2099

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65520 78TH ST, BEND, OR 97703-8454
Document Number0000030771
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address65520 78TH ST BEND OR 977038454, BEND, OR 97703-8454

Mortgage

Document Number0000030771
DateAug 4, 2017
Instrument30771
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term984 Months
DueAug 3, 2099
Interest
Rate TypeAdjustable Rate
Rate4.4%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65520 78TH ST, BEND, OR 97703-8454
Document Number0000030772
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address65520 78TH ST BEND OR 977038454, BEND, OR 97703-8454

Mortgage

Document Number0000030772
DateAug 4, 2017
Instrument30772
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term984 Months
DueAug 3, 2099
Interest
Rate TypeAdjustable Rate
Rate4.4%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,860.00 (+4.57%)$182,350 (+3%)$634,650 (-4.98%) Land $478,200 Building $156,450
2024$2,735.00 (+5.8%)$177,040 (+3%)$667,940 (-) Land $444,440 Building $223,500
2023$2,585.00$171,890$667,940 Land $444,440 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20

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