Deschutes County property record for 65550 78th St, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,782 sqft · built 2015 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Feb 2026) |
| Tax Bill | $8,603 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161222-A0-00400 |
| Primary APN | 161222-A0-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,782 sqft Living Area |
| Gross Area | 4,691 sqft |
| 1st Floor Area | 3,089 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Lot Area | 115,870 sqft (2.66 acres) |
| Garage Area | 909 sqft |
| Shed | 1 Shed |
| Lean-To | 576 sqft |
| Total Buildings | 3 Buildings |
| Account Number | 132680 |
|---|---|
| Street Address | 65550 78TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR10 |
| Legal Description | SECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 25 LOT 11 |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 22 |
| Legal Subdivision | SECOND ADDITION TO WHISPERING PINES ESTA |
| Legal Block | 25 |
| Legal Lot Number | 11 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | REDMOND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1002 |
Source: Deschutes County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Oct 1, 2025 | Intrafamily Transfer, Transfer |
| Jul 28, 2025 | Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2025 |
| Deed Document Number | 20264225 |
| Prior Transfer Date | Sep 30, 2025 |
| Prior Transfer Doc | 0000026842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000003351 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023-03351 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 13, 2026 |
| Property Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000004225 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-04225 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000004226 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-04226 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 1, 2025 |
| Property Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000026842 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-26842 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 28, 2025 |
| Property Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000019593 |
| Instrument Date | May 24, 2025 |
| Instrument | 2025-19593 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000019594 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025-19594 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 19, 2018 |
| Property Address | 65550 78TH ST, BEND, OR 97703-8454 |
| Document Number | 0000038081 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 38081 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 65550 78TH ST BEND OR 977038454, BEND, OR 97703-8454 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,603.00 (+4.58%) | $611,570 (+3%) | $1,516,320 (-9.11%) Land $338,810 Building $1,177,510 |
| 2024 | $8,226.00 (+5.79%) | $593,760 (+3%) | $1,668,350 (-) Land $314,900 Building $1,353,450 |
| 2023 | $7,776.00 | $576,470 | $1,668,350 Land $314,900 Building $1,353,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 67% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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