6553 Payne Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 6553 Payne Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,785 sqft · built 2016
Lot Size	0.498 acres (21,727 sqft)
Owner	Individual Name on Record
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-05-8-33-06-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`1-05-8-33-06-0-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,785 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,727 sqft (0.498 acres)

Location & Zoning

Street Address	6553 PAYNE LN
City	OLIVE BRANCH
State	MS
Zip	38654-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	SKUFCA S/D LOT 2
Legal Range	05
Legal Township	01
Legal Section	33
Legal Subdivision	SKUFCA S/D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	70830

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6553 PAYNE LN, OLIVE BRANCH, MS 38654-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020
Deed Sale	Jun 22, 2020
Prior Sale	Nov 22, 2016
Deed Document Number	0000092345
Deed Book / Page	923 / 45
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 22, 2020
Property Address	6553 PAYNE LN, OLIVE BRANCH, MS 38654-9192
Document Number	0000923/45
Book / Page	923 / 45
Map Reference	MB 117 PG 40
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5960 GETWELL RD # 2120, 5960, SOUTHAVEN, MS 38672-7318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6553 PAYNE LN, OLIVE BRANCH, MS 38654-9192

Mortgage

Document Number	0004972789
Date	Jun 22, 2020
Instrument	4972/789

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,262.00 (+13.84%)	$27,428 (+38%) Land $3,000 Building $24,428	$274,279 (+37.99%) Land $30,000 Building $244,279
2023	$1,987.00	$19,876	$198,763 Land $30,000 Building $168,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (2007–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2020
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20