DeSoto County property record for 6538 Payne Ln, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,327 sqft · built 2016 |
| Lot Size | 0.467 acres (20,385 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-05-8-33-05-0-00095-00 |
| Primary APN | 1-05-8-33-05-0-00095-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,327 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,385 sqft (0.467 acres) |
| Pool Area | 360 sqft |
| Patio Area | 400 sqft |
| Street Address | 6538 PAYNE LN |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | ESTATES OF KYLES CREEK SEC C LOT 95 |
| Legal Range | 05 |
| Legal Township | 01 |
| Legal Section | 33 |
| Legal Subdivision | ESTATES OF KYLES CREEK |
| Legal Lot Number | 95 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70830 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6538 PAYNE LN, OLIVE BRANCH, MS 38654-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2016 |
| Deed Sale | May 20, 2016 |
| Deed Document Number | 0000792005 |
| Deed Book / Page | 0792 / 005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6538 PAYNE LN, OLIVE BRANCH, MS 38654-9192 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004933/596 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 4933/596 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6538 PAYNE LN, OLIVE BRANCH, MS 38654-9192 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6538 PAYNE LN, OLIVE BRANCH, MS 38654-9192 |
| Document Number | 005396/783 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 5396/783 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 (-17.51%) | $21,894 (-) Land $3,000 Building $18,894 | $218,939 (-) Land $30,000 Building $188,939 |
| 2023 | $1,439.00 | $21,894 | $218,939 Land $30,000 Building $188,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (2007–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jun 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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