6531 Payne Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 6531 Payne Ln, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,169 sqft · built 2016
Lot Size0.498 acres (21,734 sqft)
OwnerIndividual Name on Record
Tax Bill$2,512 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-05-8-33-06-0-00003-00

Property Details

APN / Parcel Number

Primary APN1-05-8-33-06-0-00003-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area3,169 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area21,734 sqft (0.498 acres)
Pool Area648 sqft
Patio Area496 sqft

Location & Zoning

Street Address6531 PAYNE LN
CityOLIVE BRANCH
StateMS
Zip38654-9192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionSKUFCA S/D LOT 3
Legal Range05
Legal Township01
Legal Section33
Legal SubdivisionSKUFCA S/D
Legal Lot Number3
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1029
Census Tract70830

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6531 PAYNE LN, OLIVE BRANCH, MS 38654-9192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2016
Deed SaleJul 8, 2016
Deed Document Number0000796690
Deed Book / Page0796 / 690
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address6531 PAYNE LN, OLIVE BRANCH, MS 38654-9192
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6531 PAYNE LN, OLIVE BRANCH, MS 38654-9192

Mortgage

Document Number5662/124664
DateDec 1, 2025
Book Page5662/124664
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueDec 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,512.00 (+20.6%)$34,092 (+42.98%) Land $3,000 Building $31,092$340,922 (+42.98%) Land $30,000 Building $310,922
2023$2,083.00$23,844$238,436 Land $30,000 Building $208,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (2007–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimJun 2020
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 43% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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