655 Rowley Way, Ramona, CA 92065 Property Records

San Diego County property record for 655 Rowley Way, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,430 sqft Living Area
Lot Size25,700 sqft (0.59 acres)
OccupancyOwner Occupied
Last Sale$302,500 (2000)
Tax Bill$6,452.00 (2025)

Owner

Source: San Diego County records · APN 282-234-69-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address655 ROWLEY WAY, RAMONA, CA 92065-3200
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Intrafamily Transfer, Transfer · Line of Credit
USALLIANCE FCU
Oct 17, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2000 · Amount on Record
Deed SaleMar 10, 2000 · Amount on Record
Deed Doc Number2000124319
Last Transfer DateDec 31, 2025
Transfer Doc0000011256
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 14, 2026
Property Address655 ROWLEY WAY, RAMONA, CA 92065-3200
Document Number0000011256
Map ReferenceMAP 13757
Instrument DateDec 31, 2025
Instrument2026-0011256
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address655 ROWLEY WAY, RAMONA, CA 92065-3200
InvestorPossibly a Property Investor

Mortgage

Document Number0000011257
DateJan 14, 2026
Instrument2026-0011257
Lender
NameUSALLIANCE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address655 ROWLEY WAY, RAMONA, CA 92065-3200
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000469268
DateOct 17, 2019
Instrument2019-0469268
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$525,008 (+2%) Land $125,405 Building $399,603
2025$6,452.00 (+7.55%) Homeowner's exemption$514,715 (+4.04%) Land $122,947 Building $391,768
2023$5,999.00 (-2.39%) Homeowner's exemption$494,730 Land $118,174 Building $376,556
2022$6,146.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN282-234-69-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,430 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area25,700 sqft (0.59 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address655 ROWLEY WAY
CityRAMONA
StateCA
Zip92065-3200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TR 013757
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract013757
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1002
Census Tract20805

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