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607 Rowley Way, Ramona, CA 92065 Property Records

San Diego County property record for 607 Rowley Way, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,294 sqft · built 2000
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$449,000 (Oct 2014)
Tax Bill$6,678 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN282-234-72-00

Property Details

APN / Parcel Number

Primary APN282-234-72-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,294 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area27,878 sqft (0.64 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address607 ROWLEY WAY
CityRAMONA
StateCA
Zip92065-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 6 TR 013757
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract013757
Legal Block1
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1002
Census Tract20805

Owner

607 Rowley Way is owned and occupied by two individuals who bought it in October 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address607 ROWLEY WAY, RAMONA, CA 92065-3200
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Dec 10, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2014 · Amount on File
Deed SaleOct 28, 2014 · Amount on File
Prior SaleApr 23, 2003 · Amount on File
Deed Document Number2014466642
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address607 ROWLEY WAY, RAMONA, CA 92065-3200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 ROWLEY WAY, RAMONA, CA 92065-3200

Mortgage

Document Number0000041254
DateJan 20, 2021
Instrument2021-0041254
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address607 ROWLEY WAY, RAMONA, CA 92065-3200
Document Number0000585024
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyCORINTHIAN TITLE COMPANY-SD, CORINTHIAN TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 ROWLEY WAY RAMONA CA 920653200, RAMONA, CA 92065-3200

Mortgage

Document Number0000585024
DateDec 16, 2019
Instrument585024
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 607 Rowley Way was $6,678 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$550,411 (+2%) Land $169,177 Building $381,234
2025$6,678.00 Homeowner's exemption$539,619 Land $165,860 Building $373,759
2023$6,251.00 (-1.67%) Homeowner's exemption$518,667 Land $159,420 Building $359,247
2022$6,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 607 Rowley Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Rowley Way is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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