San Diego County property record for 623 Rowley Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,294 sqft · built 2000 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $840,000 (Aug 2024) |
| Tax Bill | $9,926 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-234-71-00 |
| Primary APN | 282-234-71-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,294 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 623 ROWLEY WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 5 TR 013757 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 013757 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20805 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Feb 23, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage JFQ LENDING INC |
| Apr 13, 2021 | Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on Record |
| Deed Sale | Aug 8, 2024 · Amount on Record |
| Prior Sale | Apr 13, 2021 · Amount on Record |
| Deed Document Number | 2024210946 |
| Prior Transfer Date | Dec 10, 2022 |
| Prior Transfer Doc | 0000045523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Document Number | 0000045523 |
| Map Reference | MAP 13757 |
| Instrument Date | Dec 10, 2022 |
| Instrument | 2024-0045523 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | NATIONS LENDING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Document Number | 0000045524 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024-0045524 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 10.9% |
| Index | Prime Rate |
| Margin | 4 |
| Max Rate | 13.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2021 |
| Property Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Document Number | 0000286766 |
| Map Reference | MAP 13757 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021-0286766 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Document Number | 0000286767 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-0286767 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 623 ROWLEY WAY, RAMONA, CA 92065-3200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000323015 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-0323015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,697 (+2%) Land $482,289 Building $374,408 | |
| 2025 | $9,926.00 (+20.15%) | $839,900 (+19.6%) Land $472,833 Building $367,067 |
| 2023 | $8,261.00 (-0.94%) | $702,270 Land $395,352 Building $306,918 |
| 2022 | $8,339.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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