Scott County property record for 655 Locust Ln, Oneida, TN 37841 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,140 sqft Living Area |
| Lot Size | 256,133 sqft (5.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $47,000 (1995) |
| Tax Bill | $504.00 (2025) |
| Primary APN | 076029 04100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,140 sqft Living Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 256,133 sqft (5.88 acres) |
| Porch Area | 400 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 120 sqft Utility Building |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 655 LOCUST LN |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-3464 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: W01 |
| Jurisdiction | SCOTT TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 975101 |
Source: Scott County records · APN 076029 04100
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 LOCUST LN, ONEIDA, TN 37841-3464 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ONEIDA |
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 1995 · Amount on Record |
| Deed Sale | Dec 04, 1995 · Amount on Record |
| Prior Sale | Jul 07, 1994 · Amount on Record |
| Deed Book / Page | 209 / 627 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | May 22, 2026 |
| Property Address | 655 LOCUST LN, ONEIDA, TN 37841-3464 |
| Document Number | 0000003218 |
| Book / Page | 107 / 1005 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 655 LOCUST LN, ONEIDA, TN 37841-3464 |
| Document Number | 0000003218, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 107/1005 |
| Instrument | 20263218 |
| Name | FIRST NATIONAL BANK OF ONEIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 19, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 655 LOCUST LN, ONEIDA, TN 37841-3464 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 655 LOCUST LN, ONEIDA, TN 37841-3464 |
| Document Number | 0000000102/0000000094 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 0000000102/0000000094 |
| Instrument | 1916 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
Source: Scott County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $504.00 | $31,475 (-) Land $7,275 Building $24,200 | |
| 2023 | $31,475 Land $7,275 Building $24,200 | $125,900 Land $29,100 Building $96,800 |
Source: FEMA National Flood Hazard Layer, Scott County (47151C), updated September 28, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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