Scott County property record for 499 Locust Ln, Oneida, TN 37841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,328 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Sep 1999) |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076040 01210 |
| Primary APN | 076040 01210 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Utility Building | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 499 LOCUST LN |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 7 |
| Legal Lot Number | 7 |
| Jurisdiction | SCOTT TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 975101 |
499 Locust Ln is owned and occupied by an individual who bought it in September 1999.
Source: Scott County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 499 LOCUST LN, ONEIDA, TN 37841-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 1999 · Amount on File |
| Deed Sale | Sep 2, 1999 · Amount on File |
| Deed Document Number | 0000226236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 499 LOCUST LN, ONEIDA, TN 37841-3430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 499 LOCUST LN, ONEIDA, TN 37841-3430 |
| Document Number | 0000000008/0000000931 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 0000000008/0000000931 |
| Instrument | 19001957 |
| Name | ORNL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2039 |
The 2025 property tax bill for 499 Locust Ln was $697.
Source: Scott County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 | $43,525 Land $6,700 Building $36,825 | |
| 2023 | $43,525 Land $6,700 Building $36,825 | $174,100 Land $26,800 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 499 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 499 Locust Ln is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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