1. Home
  2. Tennessee
  3. Scott County
  4. Oneida
  5. Locust Ln

428 Locust Ln, Oneida, TN 37841 Property Records

Scott County property record for 428 Locust Ln, Oneida, TN 37841

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,656 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Aug 2019)
Tax Bill$678 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN076040 01218

Property Details

APN / Parcel Number

Primary APN076040 01218
Alternative APN
  • 040 01218

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area1,032 sqft
Upper Floors Area624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
TerrainRolling
PorchOpen Porch
Porch Area136 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address428 LOCUST LN
CityONEIDA
StateTN
Zip37841-3468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: W01
JurisdictionSCOTT TN
Township / Civil Division7
Census Block Group1
Census Block1017
Census Tract975101

Owner

Source: Scott County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address249 MARCUMTOWN RD, ONEIDA, TN 37841-3765
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2019 · Amount on Record
Deed SaleAug 9, 2019 · Amount on Record
Prior SaleNov 19, 2013 · Amount on Record
Deed Document Number19002094
Deed Book / Page9 / 450
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT TN
Recording DateAug 9, 2019
Property Address428 LOCUST LN, ONEIDA, TN 37841-3468
Document Number000009/450
Book / Page9 / 450
Instrument DateAug 5, 2019
Instrument19002094
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 MARCUMTOWN RD, ONEIDA, TN 37841-3765
InvestorPossibly a Property Investor

Mortgage

Document Number0000000009/0000000454
DateAug 9, 2019
Book Page0000000009/0000000454
Instrument19002095
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$678.00$42,375 (-) Land $2,000 Building $40,375
2023$42,375 (+77.12%) Land $2,000 Building $40,375$169,500 (+77.12%) Land $8,000 Building $161,500
2022$23,925 Land $1,375 Building $22,550$95,700 Land $5,500 Building $90,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 95% of Tennessee
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA WATER AND SEWER COMMISSION
serves 11,600 people · EPA ID TN0000532
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures