Nelson County property record for 655 Laurel Ln, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,565 sqft · built 1981 |
| Lot Size | 8.67 acres (377,665 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,507 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 46 3 7 |
| Primary APN | 46 3 7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Finished Area |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 377,665 sqft (8.67 acres) |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 782 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 12921 |
|---|---|
| Street Address | 655 LAUREL LN |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURGER-PARR DB 193/264 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950102 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 PARKWAY ST, CHARLOTTESVILLE, VA 22902-4631 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,507.00 (+4.9%) | $447,700 (+21.72%) Land $86,000 Building $361,700 | $447,700 (+21.72%) Land $86,000 Building $361,700 |
| 2025 | $367,800 (-) Land $86,000 Building $281,800 | $367,800 (-) Land $86,000 Building $281,800 | |
| 2023 | $2,390.00 | $367,800 Land $86,000 Building $281,800 | $367,800 Land $86,000 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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