Nelson County property record for 321 Laurel Ln, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,320 sqft · built 2018 |
| Lot Size | 10.2 acres (446,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,500 (Mar 2017) |
| Tax Bill | $2,528 (2026) |
| Deeds & Mortgages | Nov 2017 Construction Loan Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 3 5 |
| Primary APN | 46 3 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Finished Area |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 446,926 sqft (10.2 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 244 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 03070 |
|---|---|
| Street Address | 321 LAUREL LN |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURGER-PARR DB 186/354 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950102 |
321 Laurel Ln is owned by two individuals who bought it in March 2017.
Source: Nelson County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1365 GARDEN WALL CT, RESTON, VA 20194-2025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Mar 28, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on File |
| Deed Sale | Mar 28, 2017 · Amount on File |
| Deed Document Number | 2017725 |
| Prior Transfer Date | Sep 27, 2013 |
| Prior Transfer Doc | 0000003338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 321 LAUREL LN, LOVINGSTON, VA 22949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170002724 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 170002724 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Mar 28, 2017 |
| Property Address | 321 LAUREL LN, LOVINGSTON, VA 22949 |
| Document Number | 170000725 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 170000725 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $56.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1365 GARDEN WALL CT, RESTON, VA 20194-2025 |
The 2026 property tax bill for 321 Laurel Ln was $2,528.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,528.00 | $451,500 (+30.3%) Land $95,600 Building $355,900 | $451,500 (+30.3%) Land $95,600 Building $355,900 |
| 2025 | $346,500 Land $85,600 Building $260,900 | $346,500 Land $85,600 Building $260,900 | |
| 2023 | $2,252.00 | $346,500 Land $85,600 Building $260,900 | $346,500 Land $85,600 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Laurel Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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