Nelson County property record for 360 Laurel Ln, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,178 sqft · built 1982 |
| Lot Size | 51.3 acres (2,235,064 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,991 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 3 12 |
| Primary APN | 46 3 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,235,064 sqft (51.3 acres) |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool House | Pool House |
|---|---|
| Porch | Slab |
| Porch Area | 510 sqft |
| Deck Area | 1,608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00498 |
|---|---|
| Street Address | 360 LAUREL LN |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS-BURGER-PARR DB 197/891 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950102 |
360 Laurel Ln is owned and occupied by two individuals.
Source: Nelson County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 360 LAUREL LN, LOVINGSTON, VA 22949-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 360 LAUREL LN, LOVINGSTON, VA 22949-2546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202202869 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202202869 |
| Name | THE BANK OF NEW YORK MELLON |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Dec 1, 2029 |
| Index | Other |
The 2026 property tax bill for 360 Laurel Ln was $4,991.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,991.00 | $1,030,500 (+8.42%) Land $317,200 Building $713,300 | $1,030,500 (+8.42%) Land $317,200 Building $713,300 |
| 2025 | $950,500 Land $296,200 Building $654,300 | $950,500 Land $296,200 Building $654,300 | |
| 2023 | $4,806.00 | $902,500 Land $296,200 Building $606,300 | $902,500 Land $296,200 Building $606,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 360 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 360 Laurel Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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