655 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 655 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1945
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2015)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-227-014`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-227-014`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 81 ft wide
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 & W 1/2 VAC WOODLAWN AVE ADJ ON E HIGHLAND PARK ADD TO CITY OF ZEELAND
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	227
Legal Lot Number	23
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5010
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 E CENTRAL AVE, ZEELAND, MI 49464-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2015 · Amount on Record
Deed Sale	Sep 3, 2015 · Amount on Record
Prior Sale	Jul 9, 2007 · Amount on Record
Deed Document Number	201534172
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Apr 8, 2026
Property Address	655 E CENTRAL AVE, ZEELAND, MI 49464-1848
Document Number	20260009832
Instrument Date	Apr 3, 2026
Instrument	20269832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E CENTRAL AVE, ZEELAND, MI 49464-1848

Mortgage

Document Number	0000009832,
Date	Apr 8, 2026
Instrument	20269832

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	655 E CENTRAL AVE, ZEELAND, MI 49464-1848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210002403
Date	Jan 14, 2021
Instrument	2021-0002403

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,900 (+7.12%)	$327,800 (+7.12%)
2025	$3,264.00 (+14.45%) Homeowner's exemption	$153,000 (+33.16%)	$306,000 (+33.16%)
2023		$114,900	$229,800
2022	$2,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Acentek.

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