Ottawa County property record for 654 E Central Ave, Zeeland, MI 49464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,840 sqft · built 1947 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Oct 2025) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-17-19-229-005 |
| Primary APN | 70-17-19-229-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Basement Area | 1,167 sqft |
| Unfinished Basement | 1,167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 140 ft deep x 56 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 654 E CENTRAL AVE |
|---|---|
| City | ZEELAND |
| State | MI |
| Zip | 49464-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 66 HIGHLAND PARK ADDITION TO CITY OF ZEELAND |
| Legal Range | 14W |
| Legal Township | 5N |
| Legal Section | 19 |
| Legal Subdivision | HIGHLAND PARK ADDITION |
| Legal Block | 229 |
| Legal Lot Number | 66 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ZEELAND |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 22900 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 30, 2025 | Warranty Deed, Transfer · FHA Mortgage THE DART BANK |
| Oct 28, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Document Number | 202530531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20210010629 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0010629 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 20250030531 |
| Map Reference | LB 1 PG 119 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025-0030531 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAKESHORE TTL GROUP HOLLAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Name | Verified Name |
|---|---|
| Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 20250030532 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-0030532 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 28, 2019 |
| Property Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 20190039614 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019-0039614 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 654 E CENTRAL AVE, 654, ZEELAND, MI 49464-1849 |
| Name | Verified Name |
|---|---|
| Address | 654 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 20190039615 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-0039615 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Zeeland City |
| Unified School District | Zeeland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,700 (+0.19%) | $313,400 (+0.19%) | |
| 2025 | $4,611.00 (+3.64%) Homeowner's exemption | $156,400 (+20.96%) | $312,800 (+20.96%) |
| 2024 | $4,449.00 (+10.4%) | ||
| 2023 | $129,300 | $258,600 | |
| 2022 | $4,030.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270 |
|---|---|
| Water Source | Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures