Ottawa County property record for 648 E Central Ave, Zeeland, MI 49464
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 832 sqft · built 1930 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-17-19-229-004 |
| Primary APN | 70-17-19-229-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 140 ft deep x 56 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 648 E CENTRAL AVE |
|---|---|
| City | ZEELAND |
| State | MI |
| Zip | 49464-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 67 HIGHLAND PARK ADDITION TO CITY OF ZEELAND |
| Legal Range | 14W |
| Legal Township | 5N |
| Legal Section | 19 |
| Legal Subdivision | HIGHLAND PARK ADDITION |
| Legal Block | 229 |
| Legal Lot Number | 67 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ZEELAND |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 22900 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0000017353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 10, 2026 |
| Property Address | 648 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 0000017353 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202617353 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 648 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 648 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 648 E CENTRAL AVE, ZEELAND, MI 49464-1849 |
| Document Number | 20210053156 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0053156 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Zeeland City |
| Unified School District | Zeeland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,400 (+6.98%) | $220,800 (+6.98%) | |
| 2025 | $1,951.00 (+14.43%) Homeowner's exemption | $103,200 (+24.19%) | $206,400 (+24.19%) |
| 2023 | $83,100 | $166,200 | |
| 2022 | $1,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270 |
|---|---|
| Water Source | Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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