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655 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 655 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,983 sqft · built 1958
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$412,500 (Feb 2014)
Tax Bill$7,014 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-40-32-00006-0100-00020.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0100-00020.0
Alternative APN
  • 58846

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,983 sqft Living Area
Gross Area2,533 sqft
1st Floor Area1,983 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions139 ft deep x 100 ft wide
View / LotInterior
Garage TypeAttached
Garage Area550 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft
PorchOpen Porch
Porch Area228 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address655 CYPRESS RD
CityVERO BEACH
StateFL
Zip32963-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 10 LOTS 20 & 21 PBS 5-8
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionVERO BEACH ESTATES
Legal Block10
Legal Lot Number20,21
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1036
Census Tract50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 CYPRESS RD, VERO BEACH, FL 32963-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2014 · Amount on Record
Deed SaleFeb 7, 2014 · Amount on Record
Prior SaleApr 8, 2009 · Amount on Record
Deed Document Number20143120140007417
Deed Book / Page2736 / 279
Prior Transfer DateJul 16, 2012
Prior Transfer Doc0025912280
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address655 CYPRESS RD, VERO BEACH, FL 32963-1738
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CYPRESS RD, VERO BEACH, FL 32963-1738

Mortgage

Document Number0033910732
DateFeb 24, 2021
Book Page3391/732
Instrument3120210012653
Lender
NameQUONTIC BANK FSB
TypeBank
AddressNEW YORK, NY 10020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,014.00 (+10.14%) Homeowner's exemption$466,552 (+5.99%)$1,122,655 (+21.96%) Land $693,600 Building $429,055
2023$6,368.00 (+3.04%)$440,198 (+3%)$920,479 (+33.45%) Land $606,900 Building $313,579
2022$6,180.00$427,377$689,762 Land $433,500 Building $256,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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