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645 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 645 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details1,262 sqft · built 1954
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$418,000 (Mar 2019)
Tax Bill$7,285 (2025)
Deeds & MortgagesMar 2019 Sale
Flood ZoneZone X (minimal risk)
APN32-40-32-00006-0100-00018.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0100-00018.0
Alternative APN
  • 58845

Interior

Total Rooms5 Rooms
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area1,262 sqft
Utility Area51 sqft
Utility RoomUtility Room
FlooringConcrete/Cement
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1964
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialShingle
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area768 sqft
DrivewayDriveway
Driveway Area2,640 sqft
PorchOpen Porch
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number58845
Street Address645 CYPRESS RD
CityVERO BEACH
StateFL
Zip32963-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 10 LOTS 18 & 19 PBS 5-8
Legal Range40
Legal Township32
Legal Section32
Legal SubdivisionVERO BEACH ESTATES
Legal Block10
Legal Lot Number18-19 19
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1036
Census Tract50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address645 CYPRESS RD, VERO BEACH, FL 32963-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2019 · Amount on Record
Deed SaleMar 21, 2019 · Amount on Record
Prior SaleJun 23, 2003
Deed Document Number3120190016855
Deed Book / Page3193 / 0053
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 21, 2019
Property Address645 CYPRESS RD, VERO BEACH, FL 32963-1738
Document Number0031930053
Book / Page003193 / 000053
Instrument DateFeb 25, 2019
Instrument16855
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,926.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CYPRESS RD VERO BEACH FL 329631738, VERO BEACH, FL 32963-1738

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,285.00 (+10.06%)$483,648 (+5.99%)$972,542 (+20.2%) Land $693,600 Building $278,942
2023$6,619.00 (+3.04%)$456,327 (+3%)$809,081 (+35.08%) Land $606,900 Building $202,181
2022$6,424.00$443,036$598,950 Land $433,500 Building $165,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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