Indian River County property record for 646 Cypress Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,083 sqft · built 1964 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,000 (May 2012) |
| Tax Bill | $2,515 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-32-00006-0110-00018.0 |
| Primary APN | 32-40-32-00006-0110-00018.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 2,083 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,175 sqft |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 646 CYPRESS RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | VERO BEACH ESTATES BLK 11 LOTS 18 & 19 & W 1/2 OF LOT 20 PBS 5-8 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 32 |
| Legal Subdivision | VERO BEACH ESTATES |
| Legal Block | 11 |
| Legal Lot Number | 18,19 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 50505 |
Source: Indian River County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 CYPRESS RD, VERO BEACH, FL 32963-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2012 · Amount on Record |
| Deed Sale | May 1, 2012 · Amount on Record |
| Prior Sale | Nov 30, 2007 · Amount on Record |
| Deed Document Number | 20122208146 |
| Deed Book / Page | 2571 / 2487 |
| Prior Transfer Date | May 30, 2000 |
| Prior Transfer Doc | 1336002342 |
| Record Updated | Sep 20, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 (+13.54%) Homeowner's exemption | $183,234 (+5.99%) | $1,161,617 (+20.79%) Land $780,300 Building $381,317 |
| 2023 | $2,215.00 (+3.55%) | $172,884 (+3%) | $961,652 (+33.87%) Land $682,763 Building $278,889 |
| 2022 | $2,139.00 | $167,848 | $718,332 Land $487,688 Building $230,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 200 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 603 units insured incl. 403 condo units |
| Nearby Flood Claims | 76 (1984–2024) |
| Claims Outside the SFHA | 41 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: East Creek Networks, Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures