655 Campbell Rd, Douglas, MI 49406 Property Records

Allegan County property record for 655 Campbell Rd, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 2018
Lot Size	0.771 acres (33,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2016)
Tax Bill	$14,874 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59-017-012-00`

Property Details

APN / Parcel Number

Primary APN	`59-017-012-00`
Alternative APN	`03-59-017-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	33,585 sqft (0.771 acres)
Lot Dimensions	233 ft deep x 66.1 ft wide
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 CAMPBELL RD
City	DOUGLAS
State	MI
Zip	49406-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESIDE
Legal Description	COM NE 1/4 COR TH W 1477.87' TO POB TH S 303' TH W 60' TH N 70' TH W 66.1' TH N 233' TH E 126.1' TO POB SEC 17 T3N R16W (2017).
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	COUNTY OF ALLEGAN
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 333, DOUGLAS, MI 49406-0333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 2, 2021	Intrafamily Transfer, Transfer
Aug 2, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC
Dec 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	Sep 11, 2014
Deed Book / Page	4045 / 885
Last Transfer Date	Jul 22, 2021
Transfer Doc	0004653/54
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004616/232
Date	May 7, 2021
Book Page	4616/232

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Feb 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004368/235
Date	Aug 6, 2019
Book Page	4368/235

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 2, 2021
Property Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208
Document Number	4653/73
Book / Page	4653 / 73
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 2, 2021
Property Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208
Document Number	0004653/54
Book / Page	4653 / 54
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208

Mortgage

Document Number	0000465356
Date	Aug 2, 2021
Instrument	4653/56

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 11, 2017
Property Address	655 CAMPBELL RD, DOUGLAS, MI 49406-5208
Document Number	4203/555
Book / Page	4203 / 555
Instrument Date	Dec 1, 2017
Instrument	4203-555
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 JUDSON AVE # AVE3A, 838, EVANSTON, IL 60202-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 JUDSON AVE APT 3A, 3A, EVANSTON, IL 60202-2412

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,700 (+22.5%) Land $122,500 Building $487,200	$1,219,400 (+22.5%) Land $245,000 Building $974,400
2025	$14,874.00 (+5.41%) Homeowner's exemption	$497,700 (+26.03%) Land $92,300 Building $405,400	$995,400 (+26.03%) Land $184,600 Building $810,800
2024	$14,110.00 (+33.74%)
2023		$394,900 Land $70,000 Building $324,900	$789,800 Land $140,000 Building $649,800
2020	$10,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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