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655 Bayou Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 655 Bayou Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.05 acres (2,200 sqft)
OwnerCompany Name on File
Last Sale$344,000 (Jul 2018)
Tax Bill$3,153 (2024)
Deeds & MortgagesJul 2018 Sale
Flood ZoneZone AE (high risk)
APN27-2S-21-42070-000-6550

Property Details

APN / Parcel Number

Primary APN27-2S-21-42070-000-6550
Alternative APN
  • 1055744

Exterior

Lot Area2,200 sqft (0.05 acres)

Location & Zoning

Account Number1055744
Street Address655 BAYOU DR
CityMIRAMAR BEACH
StateFL
Zip32550-4870
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 655 BAYOU VILLAGE PH II IN SANDESTIN AND 1/32 INT IN COMMON ELEMENT AS REC IN OR 134-87 OR 1016-60 OR 1872-73 OR
Legal Range21W
Legal Township02S
Legal Section27
Legal SubdivisionBAYOU VILLAGE PHASE II CONDO
Legal Phase2
Legal Lot Number6550
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2009
Census Tract950609

Owner

655 Bayou Dr, a condominium, is owned by a company that bought it in July 2018 and is owner-occupied.

Source: Walton County records, as of December 17, 2025

Owner of RecordCompany Name on File
Mailing Address655 BAYOU DR, MIRAMAR BEACH, FL 32550-4870
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2018 · Amount on File
Deed SaleJul 25, 2018 · Amount on File
Prior SaleOct 25, 2004 · Amount on File
Deed Document Number2018000024830
Deed Book / Page3080 / 1673
Record UpdatedJun 8, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 25, 2018
Property Address655 BAYOU DR, MIRAMAR BEACH, FL 32550-4870
Document Number0030801673
Book / Page003080 / 001673
Instrument DateJul 24, 2018
Instrument24830
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyCUSTOMERS FIRST TITLE COMPANY

Transaction

AmountAmount on Record
Tax$2,408.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4333 SEASCAPE LN MURFREESBORO TN 371282508, MURFREESBORO, TN 37128-2508

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$409,248 Building $409,248$409,248 Building $409,248
2024$3,153.00 (+5.28%)
2023$2,995.00 (+7.73%)$372,799 (+1%) Building $372,799$372,799 (+1%) Building $372,799
2022$2,780.00$338,909 Building $338,909$338,909 Building $338,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Bayou Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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