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650 Bayou Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 650 Bayou Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.05 acres (2,200 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Feb 2021)
Tax Bill$3,807 (2024)
Deeds & MortgagesFeb 2021 Sale
Dec 2017 Sale
Flood ZoneZone AE (high risk)
APN27-2S-21-42070-000-6500

Property Details

APN / Parcel Number

Primary APN27-2S-21-42070-000-6500
Alternative APN
  • 1055739

Exterior

Lot Area2,200 sqft (0.05 acres)

Location & Zoning

Account Number1055739
Street Address650 BAYOU DR
CityMIRAMAR BEACH
StateFL
Zip32550-4869
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 650 BAYOU VILLAGE PHASE II IN SANDESTIN AND 1/32 INT IN COMMON ELEMENT AS RECD IN OR 134 PG 87 (AKA UNIT 010986) OR
Legal Range21W
Legal Township02S
Legal Section27
Legal SubdivisionAS RECD IN OR
Legal Phase2
Legal Lot Number6500
Legal Unit10986
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2007
Census Tract950609

Owner

650 Bayou Dr, a condominium, is owned by an individual who bought it in February 2021.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address175 GRANDVIEW PT, RINGGOLD, GA 30736-2675
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Warranty Deed, Transfer
MCNEESE TITLE LLC
Dec 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2021 · Amount on File
Deed SaleFeb 10, 2021 · Amount on File
Prior SaleDec 21, 2017 · Amount on File
Deed Document Number20210006330
Deed Book / Page3182 / 2548
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 10, 2021
Property Address650 BAYOU DR, MIRAMAR BEACH, FL 32550-4869
Document Number0031822548
Book / Page3182 / 2548
Map ReferenceMB 134 PG 87
Instrument DateFeb 5, 2021
Instrument20210006330
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5753 HIGHWAY 85 N # N2900, N2900, CRESTVIEW, FL 32536-9365

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 GRANDVIEW PT, RINGGOLD, GA 30736-2675

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 21, 2017
Property Address650 BAYOU DR # 10986, 10986, MIRAMAR BEACH, FL 32550-4869
Document Number0030603172
Book / Page003060 / 003172
Instrument DateDec 18, 2017
Instrument41854
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,659.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 PORTOFINO DR #1703 PENSACOLA BEACH FL 325615414, 1703, PENSACOLA BEACH, FL 32561-5414

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$457,632 Building $457,632$457,632 Building $457,632
2024$3,807.00 (+0.53%)
2023$3,787.00 (+7.83%)$416,874 (+1%) Building $416,874$416,874 (+1%) Building $416,874
2022$3,512.00$378,977 Building $378,977$378,977 Building $378,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Bayou Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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