Walton County property record for 656 Bayou Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,500 (Dec 2013) |
| Tax Bill | $3,834 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 27-2S-21-42070-000-6560 |
| Primary APN | 27-2S-21-42070-000-6560 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 2,200 sqft (0.051 acres) |
| Street Address | 656 BAYOU DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4871 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UNIT 656 BAYOU VILLAGE PHASE II IN SANDESTIN CONDO AND 1/32 INT IN COMMON ELEMENT AS RECD IN OR 134-87 OR 976-154 & 156 OR 2438-1890 OR 2910-2626 OR 2937-2439 OR 2937-2440 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | BAYOU VILLAGE PHASE II IN SANDESTIN COND |
| Legal Phase | 2 |
| Legal Block | 65 |
| Legal Lot Number | 6560 |
| Legal Unit | 656 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950609 |
656 Bayou Dr, a condominium, is owned and occupied by two individuals who bought it in December 2013.
Source: Walton County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 BAYOU DR, MIRAMAR BEACH, FL 32550-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2013 · Amount on File |
| Deed Sale | Dec 4, 2013 · Amount on File |
| Prior Sale | Oct 1, 2002 · Amount on File |
| Deed Document Number | 20131262702 |
| Deed Book / Page | 2937 / 2440 |
| Prior Transfer Date | Oct 28, 2013 |
| Prior Transfer Doc | 0029372439 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 656 Bayou Dr was $3,834, up 8.7% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,834.00 (+8.74%) | $457,632 Building $457,632 | $457,632 Building $457,632 |
| 2024 | $3,526.00 (+5.29%) | ||
| 2023 | $3,349.00 (+7.72%) | $416,874 (+1%) Building $416,874 | $416,874 (+1%) Building $416,874 |
| 2022 | $3,109.00 | $378,977 Building $378,977 | $378,977 Building $378,977 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Bayou Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures