655 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 655 5th Ave, Troy, NY 12182 · Last verified May 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,068 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Jun 2022)
Tax Bill$3,519 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2019 Mortgage
+ 1 more
APN381700 80.48-8-7

Property Details

APN / Parcel Number

Primary APN381700 80.48-8-7
Alternative APN
  • 1606360

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,068 sqft Total Area
1st Floor Area1,064 sqft
2nd Floor Area1,004 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialBrick
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 29 ft wide
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1606360
Street Address655 5TH AVE
CityTROY
StateNY
Zip12182-2434
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2.5 STY BRK HSE 320-21/S 1/2 359
Legal Block8
Legal Lot Number7.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1003
Census Tract40200

Owner

Source: Rensselaer County and Troy City records · APN 381700 80.48-8-7

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address53 N LAKE AVE, ALBANY, NY 12206-2514
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SUNMARK FCU
Jun 21, 2019Deed of Trust, Mortgage
SUNMARK FCU
Oct 04, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2022 · Amount on Record
Deed SaleJun 06, 2022 · Amount on Record
Prior SaleFeb 02, 2007 · Amount on Record
Deed Document Number2022611984
Deed Book / Page10078 / 322
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJun 06, 2022
Property Address655 5TH AVE, TROY, NY 12182-2434
Document Number0100780322
Book / Page10078 / 322
Instrument DateMay 26, 2022
Instrument2022-611984
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 N LAKE AVE, ALBANY, NY 12206-2514

Mortgage

Document Number2022611985
DateJun 06, 2022
Instrument2022-611985
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address655 5TH AVE, TROY, NY 12182-2434
Document Number0000553291
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address53 N LAKE AVE ALBANY NY 122062514, ALBANY, NY 12206-2514

Mortgage

Document Number0000553291
DateJun 28, 2019
Book Page008872/000024
Instrument553291
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount Recorded
Term60 Months
DueJun 27, 2024

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateOct 04, 2017
Property Address655 5TH AVE, TROY, NY 12182-2434
Document Number0083130343
Book / Page008313 / 000343
Instrument DateOct 03, 2017
Transaction TypeTransfer
Record UpdatedNov 21, 2017

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address53 N LAKE AVE ALBANY NY 122062514, ALBANY, NY 12206-2514

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,519.00 (+12.11%)$77,000 (-) Land $8,800 Building $68,200$131,800 (+19.82%) Land $15,063 Building $116,737
2023$77,000 (+6.94%) Land $8,800 Building $68,200$110,000 (+16.11%) Land $12,571 Building $97,429
2022$3,139.00$72,000 Land $8,800 Building $63,200$94,737 Land $11,579 Building $83,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Special Flood Hazard AreaNo
Flood HazardNot mapped
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Nearby Flood Policies22 in force
Nearby Flood Claims15 (1979–2011)
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hudson Valley Wireless, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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