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645 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 645 5th Ave, Troy, NY 12182

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,872 sqft · built 1890
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$260,650 (Aug 2023)
Tax Bill$4,520 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
APN381700 80.48-8-10

Property Details

APN / Parcel Number

Primary APN381700 80.48-8-10
Alternative APN
  • 1606390

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,872 sqft Total Area
1st Floor Area936 sqft
2nd Floor Area936 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1606390
Street Address645 5TH AVE
CityTROY
StateNY
Zip12182-2434
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMF
Legal Description2 STY FR HSE & 2C BR GAR LIFE EST/C R RENNA 320-18/LOT 356
Legal Block8
Legal Lot Number10.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1003
Census Tract40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address645 5TH AVE, TROY, NY 12182-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleMay 5, 2011 · Amount on Record
Deed Document Number2023631081
Deed Book / Page10459 / 214
Prior Transfer DateApr 29, 2011
Prior Transfer Doc0058980305
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 14, 2023
Property Address645 5TH AVE, TROY, NY 12182-2434
Document Number0104590214
Book / Page10459 / 214
Instrument DateAug 10, 2023
Instrument2023-631081
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address427 6TH AVE, TROY, NY 12182-3009

Mortgage

Document Number2023631082
DateAug 14, 2023
Instrument2023-631082
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,520.00 (+15.01%)
2025$3,930.00 (+22.58%)$86,000 (-) Land $14,000 Building $72,000$147,300 (+19.85%) Land $23,979 Building $123,321
2023$86,000 (-) Land $14,000 Building $72,000$122,900 (+8.61%) Land $20,007 Building $102,893
2022$3,206.00 Homeowner's exemption$86,000 Land $14,000 Building $72,000$113,158 Land $18,421 Building $94,737

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims15 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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