657 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 657 5th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,360 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Jun 2021)
Tax Bill	$3,779 (2026)
Deeds & Mortgages	Jun 2021 Foreclosure
APN	`381700 80.48-8-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-8-6`
Alternative APN	`1606350`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,360 sqft Total Area
1st Floor Area	680 sqft
2nd Floor Area	680 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Brick
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	120 ft deep x 21 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1606350
Street Address	657 5TH AVE
City	TROY
State	NY
Zip	12182-2434
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2.5 STY BR HSE 320-22/N 1/2 359
Legal Block	8
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 272, NYACK, NY 10960-0272
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2021591030
Deed Book / Page	9628 / 312
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0096280312
Record Updated	Oct 29, 2026

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RENSSELAER NY
Recording Date	Jun 18, 2021
Property Address	657 5TH AVE, TROY, NY 12182-2434
Document Number	0096280312
Book / Page	9628 / 312
Instrument Date	May 24, 2021
Instrument	2021-591030
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BENSON AVE, WEST NYACK, NY 10994-1904

Mortgage

Document Number	2021591031
Date	Jun 18, 2021
Instrument	2021-591031

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,779.00 (+18.13%)
2025	$3,199.00 (+4.82%)	$70,000 (-) Land $8,400 Building $61,600	$119,900 (+19.9%) Land $14,388 Building $105,512
2023		$70,000 (-) Land $8,400 Building $61,600	$100,000 (+8.57%) Land $12,000 Building $88,000
2022	$3,052.00	$70,000 Land $8,800 Building $61,200	$92,105 Land $11,579 Building $80,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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