6545 4th Ln, Vero Beach, FL 32968 Property Records

Indian River County property record for 6545 4th Ln, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,210 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2022)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-17-00004-0006-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-17-00004-0006-00004.0`
Alternative APN	`81490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	81490
Street Address	6545 4TH LN
City	VERO BEACH
State	FL
Zip	32968-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PINE TREE PARK UNIT NO 3 BLK F LOT 4 & E 1/2 OF LOT 5 PBI 3-50
Legal Range	39
Legal Township	33
Legal Section	17
Legal Subdivision	PINE TREE PARK UNIT NO 3
Legal Block	F
Legal Lot Number	4-5
Legal Unit	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1019
Census Tract	50704

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6545 4TH LN, VERO BEACH, FL 32968-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Jun 20, 2012
Deed Document Number	3120220039767
Deed Book / Page	3550 / 2024
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 22, 2022
Property Address	6545 4TH LN, VERO BEACH, FL 32968-9640
Document Number	0035502024
Book / Page	3550 / 2024
Map Reference	MB 3 PG 50
Instrument Date	Jun 21, 2022
Instrument	3120220039767
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 S BAY ST, 26, FELLSMERE, FL 32948-6001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 4TH LN, VERO BEACH, FL 32968-9640

Mortgage

Document Number	0035502026
Date	Jun 22, 2022
Instrument	3550/2026

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (+9.22%)	$281,730 (+1.7%) Land $49,725 Building $232,005	$281,730 (+1.7%) Land $49,725 Building $232,005
2023	$3,480.00 (+432.11%)	$277,009 (+282.31%) Land $49,725 Building $227,284	$277,009 (+40.31%) Land $49,725 Building $227,284
2022	$654.00	$72,456	$197,422 Land $30,600 Building $166,822

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20