Indian River County property record for 6485 4th Ln, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,309 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Dec 2004) |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00004-0007-00001.0 |
| Primary APN | 33-39-17-00004-0007-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| Gross Area | 1,729 sqft |
| 1st Floor Area | 1,309 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 608 sqft |
| Porch | Open Porch |
| Porch Area | 293 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6485 4TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINE TREE PARK UNIT NO 3 BLK G LOT 1 PBI 3-50 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | PINE TREE PARK UNIT NO 3 |
| Legal Block | G |
| Legal Lot Number | 1 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50704 |
6485 4th Ln is owned and occupied by two individuals who acquired it in March 2021.
Source: Indian River County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6485 4TH LN, VERO BEACH, FL 32968-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2004 · Amount on File |
| Deed Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 20041598262 |
| Deed Book / Page | 1810 / 1267 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0033990202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 9, 2026 |
| Property Address | 6485 4TH LN, VERO BEACH, FL 32968-9695 |
| Document Number | 0000048124 |
| Book / Page | 3894 / 1873 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 202648124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6485 4TH LN, VERO BEACH, FL 32968-9695 |
| Document Number | 0000048124, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 3894/1873 |
| Instrument | 202648124 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 6485 4TH LN, VERO BEACH, FL 32968-9695 |
| Document Number | 0033990202 |
| Book / Page | 3399 / 202 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 3120210018122 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6485 4TH LN, 6485, VERO BEACH, FL 32968-9695 |
| Name | Verified Name |
|---|---|
| Address | 6485 4TH LN, VERO BEACH, FL 32968-9695 |
The 2025 property tax bill for 6485 4th Ln was $1,240 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 Homeowner's exemption | $99,430 | $250,647 Land $34,476 Building $216,171 |
| 2023 | $930.00 (+4.03%) | $93,814 (+3%) | $253,075 (+30.86%) Land $34,476 Building $218,599 |
| 2022 | $894.00 | $91,081 | $193,389 Land $21,216 Building $172,173 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6485 4th Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6485 4th Ln is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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