Indian River County property record for 6516 4th Ln, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,642 sqft · built 1982 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2007) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00004-0005-00018.0 |
| Primary APN | 33-39-17-00004-0005-00018.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,503 sqft |
| 1st Floor Area | 1,642 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Porch | Screened Porch |
| Porch Area | 361 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6516 4TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINE TREE PARK UNIT NO 3 BLK E E 30FT OF LOT 18 & LOTS 19 & 20 PBI 3-50 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | PINE TREE PARK UNIT NO 3 |
| Legal Block | E |
| Legal Lot Number | 19,20 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50704 |
6516 4th Ln is owned and occupied by an individual who acquired it in November 2019.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| May 2, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 20, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2007 · Amount on File |
| Deed Sale | May 11, 2007 · Amount on File |
| Deed Document Number | 20071842934 |
| Deed Book / Page | 2164 / 989 |
| Last Transfer Date | Nov 7, 2019 |
| Transfer Doc | 0032560038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Document Number | 0034811113 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 3481/1113 |
| Instrument | 3120210077566 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030202038 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 3020/2038 |
| Instrument | 3120170024256 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32966 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 19, 2057 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 20, 2019 |
| Property Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Document Number | 0032560038 |
| Book / Page | 3256 / 0038 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 3120190068087 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | NATIONALLINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6516 4TH LN, VERO BEACH, FL 32968-9639 |
| Document Number | 32560042 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 3256-0042 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 6516 4th Ln was $1,456 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 Homeowner's exemption | $114,865 | $307,128 Land $85,527 Building $221,601 |
| 2023 | $1,133.00 (+3.66%) | $108,377 (+3%) | $306,281 (+27.83%) Land $85,527 Building $220,754 |
| 2022 | $1,093.00 | $105,221 | $239,602 Land $52,632 Building $186,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6516 4th Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6516 4th Ln is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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