6540 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6540 River Point Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,972 sqft · built 1982
Lot Size	0.618 acres (26,920 sqft)
Owner	Individual Name on File
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014614-022-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-022-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	26,920 sqft (0.618 acres)
Lot Dimensions	264 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6540 RIVER POINT DR
City	FLEMING ISLAND
State	FL
Zip	32003-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 92 FLEMING OAKS UNIT 3 AS REC OR 1558 PG 1609,3545 PG 1106,4365 PG 1466 & 4619 PG 847
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	FLEMING OAKS UNIT 3
Legal Lot Number	92
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2018
Census Tract	30701

Owner

Source: Clay County records · APN 37-05-26-014614-022-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6540 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2020
Deed Sale	Oct 16, 2020
Deed Document Number	202054008
Deed Book / Page	4365 / 1466
Last Transfer Date	Jun 03, 2022
Transfer Doc	0046190847
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jun 17, 2022
Property Address	6540 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number	0046190847
Book / Page	4619 / 847
Map Reference	MB 16 PG 1&2
Instrument Date	Jun 03, 2022
Instrument	2022037806
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6540 RIVER POINT DR, 6540, FLEMING ISLAND, FL 32003-8701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number	0004619849
Date	Jun 17, 2022
Instrument	4619/849

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Oct 16, 2020
Property Address	6540 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number	0043651466
Book / Page	004365 / 001466
Instrument Date	Oct 13, 2020
Instrument	54008
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6540 RIVER POINT DR FLEMING ISLAND FL 320038701, FLEMING ISLAND, FL 32003-8701

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6540 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number	0039801865
Book / Page	003980 / 001865
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 RIVER POINT DR FLEMING ISLAND FL 320038701, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number	0039801865
Date	Jun 07, 2017
Book Page	003980/001865
Instrument	28866

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 06, 2027

Interest

Rate	4%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00 (+5.23%) Homeowner's exemption	$137,856 (+5.99%)	$309,821 (+2.47%) Land $70,000 Building $239,821
2024	$1,416.00 (-16.66%)
2023	$1,699.00 (+10.97%) Homeowner's exemption	$130,069 (+3%)	$302,364 (+11.08%) Land $70,000 Building $232,364
2022	$1,531.00 Homeowner's exemption	$126,281	$272,193 Land $70,000 Building $202,193

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 119 locations within half a mile of this property.

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