6523 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6523 River Point Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,808 sqft · built 2018
Lot Size	0.5 acres (21,823 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jul 2013)
Tax Bill	$8,938 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014614-001-01`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-001-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,808 sqft Heated Area
Gross Area	5,418 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,823 sqft (0.5 acres)
Lot Dimensions	230 ft deep x 95 ft wide
Garage Area	841 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	790 sqft
Deck Area	60 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6523 RIVER POINT DR
City	FLEMING ISLAND
State	FL
Zip	32003-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 8-10 L.E. FLEMING DIV OF GEORGE FLEMING AS REC OR 3558 PG 1055
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	LANDS/EST/L I FLEMING
Legal Block	560
Legal Lot Number	8-10 9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6523 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jan 19, 2018	Deed of Trust, Mortgage · VA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Deed Document Number	2013043300
Deed Book / Page	3558 / 1055
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6523 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number	0046000579
Date	Apr 25, 2022
Book Page	4600/579
Instrument	2022026349

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6523 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number	0040491996
Book / Page	004049 / 001996
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6523 RIVER POINT DR FLEMING ISLAND FL 320038701, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number	0040491996
Date	Jan 23, 2018
Book Page	004049/001996
Instrument	3815

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,938.00 (+2.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$636,193 (+5.99%)	$772,409 (+3.15%) Land $220,875 Building $551,534
2023	$8,687.00 (+3.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$600,257 (+3%)	$748,844 (+12.39%) Land $220,875 Building $527,969
2022	$8,394.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$582,774	$666,310 Land $220,875 Building $445,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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