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6535 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6535 River Point Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,327 sqft · built 1983
Lot Size0.508 acres (22,172 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (May 2019)
Tax Bill$6,250 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN37-05-26-014614-017-00

Property Details

APN / Parcel Number

Primary APN37-05-26-014614-017-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,327 sqft Heated Area
Gross Area3,468 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,172 sqft (0.508 acres)
Lot Dimensions224 ft deep x 99 ft wide
Garage Area456 sqft

Exterior Amenities

PorchPorch
Porch Area552 sqft
Deck Area325 sqft
Patio Area618 sqft
BalconyBalcony
Balcony Area160 sqft
Storage Building80 sqft
Boat AccessBoat Access
Boat House168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6535 RIVER POINT DR
CityFLEMING ISLAND
StateFL
Zip32003-8701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 87 FLEMING OAKS UNIT 3 ASREC O R 4192 PG 1428
Legal Range26
Legal Township05
Legal Section37
Legal SubdivisionFLEMING OAKS
Legal Lot Number87
Legal Unit3
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 37-05-26-014614-017-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6535 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed of Trust, Mortgage · Line of Credit
CAMPUS USA CU
Apr 03, 2020Deed of Trust, Mortgage · Line of Credit
CAMPUS USA CU
May 14, 2019Warranty Deed, Transfer · Conventional Mortgage
CAMPUS USA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleMay 15, 2015 · Amount on Record
Deed Document Number2019025340
Deed Book / Page4192 / 1428
Prior Transfer DateMay 14, 2019
Prior Transfer Doc0041921428
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6535 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6535 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
InvestorPossibly a Property Investor

Mortgage

Document Number0049940874
DateDec 08, 2025
Book Page4994/874
Instrument2025057157
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressNEWBERRY, FL 32669
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6535 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number0042961898
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6535 RIVER POINT DR FLEMING ISLAND FL 320038701, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number0042961898
DateApr 08, 2020
Book Page004296/001898
Instrument18261
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressJONESVILLE, FL 32669
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 07, 2040
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 14, 2019
Property Address6535 RIVER POINT DR, FLEMING ISLAND, FL 32003-8701
Document Number0041921428
Book / Page004192 / 001428
Instrument DateMay 14, 2019
Instrument25340
Transaction TypeTransfer
Record UpdatedJan 22, 2020
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6535 RIVER POINT DR FLEMING ISLAND FL 320038701, FLEMING ISLAND, FL 32003-8701

Mortgage

Document Number41921430
DateMay 14, 2019
Book Page004192/001430
Instrument25341
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressJONESVILLE, FL 32669
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,250.00 (+1.3%) Homeowner's exemption$449,925 (+5.99%)$591,361 (+2.76%) Land $230,175 Building $361,186
2023$6,170.00 (+4.91%) Homeowner's exemption$424,510 (+3%)$575,499 (+13.24%) Land $230,175 Building $345,324
2022$5,881.00 Homeowner's exemption$412,146$508,200 Land $230,175 Building $278,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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