6540 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 6540 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,381 sqft · built 1995
Lot Size	1.38 acres (60,345 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Feb 2019)
Tax Bill	$10,642 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-0-240-415`

Property Details

APN / Parcel Number

Primary APN	`110-0-240-415`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
1st Floor Area	1,541 sqft
2nd Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	60,345 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Street Address	6540 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT: 1
Legal Subdivision	EDWARDS MEEK COMPANY SUBDIVISION #3
Legal Block	240
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6292, OXNARD, CA 93031-6292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Feb 19, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Feb 19, 2019	Grant Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Jan 17, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	201915524
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0000118303
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6540 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000080159
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6540 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Mortgage

Document Number	0000080159
Date	Jun 9, 2020
Instrument	80159

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Feb 19, 2019
Property Address	6540 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000015523
Instrument Date	Jan 23, 2019
Instrument	15523
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5545 MEDEA VALLEY DR AGOURA HILLS CA 913014515, AGOURA HILLS, CA 91301-4515

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 19, 2019
Property Address	6540 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000015524
Map Reference	MB 23 PG 20
Instrument Date	Jan 20, 2019
Instrument	20190219-00015524
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6540 LA CUMBRE RD, SOMIS, CA 93066-9721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015525
Date	Feb 19, 2019
Instrument	20190219-00015525

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000015526
Date	Feb 19, 2019
Instrument	20190219-00015526

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Jan 17, 2019
Property Address	6540 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000004789
Instrument Date	Dec 26, 2018
Instrument	4789
Transaction Type	Transfer
Record Updated	Feb 5, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5545 MEDEA VALLEY DR AGOURA HILLS CA 913014515, AGOURA HILLS, CA 91301-4515

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$995,596 (+2%) Land $647,423 Building $348,173
2025	$10,642.00 (+1.99%) Homeowner's exemption	$976,075 (+4.04%) Land $634,728 Building $341,347
2024	$10,434.00 (+5.44%)
2023	$9,896.00 (+0.05%) Homeowner's exemption	$938,174 Land $610,081 Building $328,093
2022	$9,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rocket Broadband.

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