6470 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 6470 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,858 sqft · built 1961
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$1,065,000 (Nov 2020)
Tax Bill	$12,647 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`110-0-240-665`

Property Details

APN / Parcel Number

Primary APN	`110-0-240-665`
Alternative APN	`1100240215`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	60,984 sqft
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Storage Building	2,800 sqft

Location & Zoning

Old Parcel Number	1100240215
Street Address	6470 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	MAP C3 495
Legal Subdivision	EDWARDS MEEK COMPANY SUBDIVISION #3
Legal Block	240
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

6470 la Cumbre Rd is owned and occupied by an individual who bought it in November 2020.

Source: Ventura County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIFY FINANCIAL FCU
Nov 16, 2020	Grant Deed, Transfer LAWYERS TITLE IE
Nov 16, 2020	Quit Claim Deed, Transfer LAWYERS TITLE-IE
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHRIMATA INC
Dec 29, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 29, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 3, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2020194178
Prior Transfer Date	Aug 3, 2020
Prior Transfer Doc	0000194179
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Sep 15, 2026
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000071053
Instrument Date	Sep 8, 2026
Instrument	202671053
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	0000071053,
Date	Sep 15, 2026
Instrument	202671053

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	0000070429
Date	Oct 2, 2025
Instrument	2025000070429

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	0000164432
Date	Sep 3, 2021
Instrument	20210903-00164432

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	0000065489
Date	Jun 9, 2022
Instrument	2022000065489

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 16, 2020
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000194178
Map Reference	MB 3 PG 22
Instrument Date	Aug 3, 2020
Instrument	20201116-00194178
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE IE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 16, 2020
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000194179
Instrument Date	Aug 3, 2020
Instrument	194179
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6470 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000072919
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6470 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Mortgage

Document Number	0000072919
Date	May 26, 2020
Instrument	72919

Lender

Name	CHRIMATA INC
Address	4850 BARRANCA PKWY # 206, IRVINE, CA 92604-4747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000001495
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6470 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Mortgage

Document Number	0000001495
Date	Jan 7, 2019
Instrument	1495

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.82%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000001494
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6470 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Mortgage

Document Number	0000001494
Date	Jan 7, 2019
Instrument	1494

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.82%

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	May 3, 2017
Property Address	6470 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000058835
Instrument Date	Apr 27, 2017
Instrument	58835
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6470 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Tax Assessment & Valuation

The 2025 property tax bill for 6470 la Cumbre Rd was $12,647, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,175,844 (+2%) Land $764,576 Building $411,268
2025	$12,647.00 (+1.97%)	$1,152,789 Land $749,585 Building $403,204
2024	$12,403.00 (+5.43%)
2023	$11,764.00 (+0.03%)	$1,108,026 Land $720,477 Building $387,549
2022	$11,760.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6470 la Cumbre Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6470 la Cumbre Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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