Ventura County property record for 6490 la Cumbre Rd, Somis, CA 93066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,473 sqft · built 1975 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,381,000 (Sep 2023) |
| Tax Bill | $15,366 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-0-240-595 |
| Primary APN | 110-0-240-595 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| 2nd Floor Area | 795 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 64,904 sqft |
| Garage Area | 692 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 6490 LA CUMBRE RD |
|---|---|
| City | SOMIS |
| State | CA |
| Zip | 93066-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1AC |
| Legal Description | LOT: 1 REF: 009PM 025 |
| Legal Subdivision | EDWARDSMEEK COMPANY SUBDIVISION NO. 3 |
| Legal Block | 240 |
| Legal Lot Number | 1 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | LAS POSAS |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 9300 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6490 LA CUMBRE RD, SOMIS, CA 93066-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 8, 2023 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2015 · Amount on Record |
| Deed Document Number | 202360180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 6490 LA CUMBRE RD, SOMIS, CA 93066-9721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6490 LA CUMBRE RD, SOMIS, CA 93066-9721 |
| Document Number | 0000014755 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026000014755 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 8, 2023 |
| Property Address | 6490 LA CUMBRE RD, SOMIS, CA 93066-9721 |
| Document Number | 0000060180 |
| Map Reference | MB 16 PG 1-4 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023000060180 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5646 SUMMERFIELD ST, CAMARILLO, CA 93012-4227 |
| Document Number | 0000060181 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023000060181 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Somis Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,436,792 (+2%) Land $933,759 Building $503,033 | |
| 2025 | $15,366.00 (+1.98%) Homeowner's exemption | $1,408,620 (+67.27%) Land $915,450 Building $493,170 |
| 2024 | $15,067.00 (+68.21%) | |
| 2023 | $8,957.00 (+0.03%) | $842,118 Land $547,553 Building $294,565 |
| 2022 | $8,954.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rocket Broadband.
5G (outdoors only) and 4G LTE
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