6540 Cloud Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 6540 Cloud Ct, Dayton, OH 45424 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,198 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$281,900 (Oct 2023)
Tax Bill	$3,212 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P70 00716 0044`

Property Details

APN / Parcel Number

Primary APN	`P70 00716 0044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,198 sqft Living Area
1st Floor Area	939 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,197 sqft
Lot Dimensions	105 ft deep x 115 ft wide
Garage Area	337 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	229 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6540 CLOUD CT
City	DAYTON
State	OH
Zip	45424-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14930 H C HUBER #60 SEC 10
Legal Subdivision	HUBER
Legal Lot Number	44
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	3
Census Block	3008
Census Tract	100102

Owner

Source: Montgomery County records · APN P70 00716 0044

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6540 CLOUD CT, DAYTON, OH 45424-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Jul 02, 2019	Warranty Deed, Transfer · Conventional with PMI WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Jul 02, 2019 · Amount on Record
Deed Document Number	202300053668
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 18, 2023
Property Address	6540 CLOUD CT, DAYTON, OH 45424-7012
Document Number	0000053668
Map Reference	MB 105 PG 39-39A
Instrument Date	Oct 13, 2023
Instrument	202300053668
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6540 CLOUD CT, HUBER HEIGHTS, OH 45424-7012

Mortgage

Document Number	0000053669
Date	Oct 18, 2023
Instrument	202300053669

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 02, 2019
Property Address	6540 CLOUD CT, DAYTON, OH 45424-7012
Document Number	0000034067
Instrument Date	Jun 21, 2019
Instrument	34067
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 CLOUD CT HUBER HEIGHTS OH 454247012, HUBER HEIGHTS, OH 45424-7012

Mortgage

Document Number	34082
Date	Jul 02, 2019
Instrument	34082

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,660 (-) Land $15,710 Building $64,950
2024	$3,212.00 (-22.23%)
2023	$4,130.00 (+6.88%)	$80,660 (+36%) Land $15,710 Building $64,950	$230,450 (+36%) Land $44,880 Building $185,570
2022	$3,864.00	$59,310 Land $11,550 Building $47,760
2020			$169,450 Land $33,000 Building $136,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391131001023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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